55056 ZIP Code — North Branch, MN

Chisago County, Minnesota

ZIP code 55056 is located in North Branch, Minnesota, within Chisago County. It covers approximately 99.52 square miles and serves a population of 14,206 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55056

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $280,000. Owner-occupancy is high at 87%, well above the national average.

Median household income is $94,631. The poverty rate of 6% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55056 reflects a community defined by high homeownership and a significant Social Security-dependent population.

14,206

population

99.52

sq mi land

Standard

ZIP type

Central (CT)

timezone

55056 ZIP code map

Cities in ZIP code 55056

Below are the cities the US Postal Service accepts for ZIP code 55056. Using any city not on this list may result in mail delivery delays.

City	Status
North Branch	Acceptable
North Branch	Preferred

Nearby ZIP codes

55032 Harris (6.9 mi) 55012 Center City (7.5 mi) 55079 Stacy (7.9 mi) 55045 Lindstrom (8.6 mi) 55013 Chisago City (9.3 mi) 55084 Taylors Falls (10.6 mi) 55074 Shafer (12.5 mi) 54006 Cushing (12.9 mi) 55069 Rush City (13.2 mi) 55092 Wyoming (13.7 mi) 54024 Saint Croix Falls (13.9 mi) 55005 Bethel (16.4 mi)

Demographics updated 06/2026

Population
Total population	14,206
Population density	143 / sq mi
State FIPS	27
County FIPS	025

Geography
Land area	99.52 sq mi
Water area	1.46 sq mi
Latitude	45.4971
Longitude	-92.9256
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.2%	26.6%	33.6%
$50k – $100k	33.3%	32.5%	31.5%
$100k – $200k	30.9%	34.7%	26.5%
Over $200k	7.6%	6.2%	8.5%

Demographics & statistics

14,206

Population

143

People per sq mi

40.8

Median age

$94,631

Median household income

$44,041

Per capita income

$280,000

Median home value

$1,103

Median monthly rent

86.6%

Home ownership

6.1%

Poverty rate

3.8%

Unemployment

4,858

Housing units

20.3%

Bachelor's or higher

Age distribution

Male Female

318

Under 5

294

446

5–9

413

567

10–14

524

468

15–19

433

361

20–24

334

926

25–34

855

1,032

35–44

953

1,097

45–54

1,014

588

55–59

543

460

60–64

426

582

65–74

538

388

75–84

358

150

85+

138

← Male

Female →

Age summary

Group	Count	%
Under 18	3,043	21.4%
18 and over	11,163	78.6%
65 and over	2,154	15.2%
Median age	40.8 years

Race & ethnicity

White 92.3%

Two or more races 3%

Asian 1.9%

Hispanic or Latino 1.8%

Other race 0.6%

Black or African American 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	13,351	92.3%
Two or more races	431	3%
Asian	272	1.9%
Hispanic or Latino	264	1.8%
Other race	88	0.6%
Black or African American	52	0.4%
American Indian / Alaska Native	10	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.2%	26.6%	33.6%
$50k – $100k	33.3%	32.5%	31.5%
$100k – $200k	30.9%	34.7%	26.5%
Over $200k	7.6%	6.2%	8.5%

Under $10k 2.7%

$10k–$15k 1.0%

$15k–$25k 6.0%

$25k–$35k 7.4%

$35k–$50k 7.4%

$50k–$75k 15.3%

$75k–$100k 13.5%

$100k–$150k 24.6%

$150k–$200k 11.9%

$200k+ 10.2%

Range	% of households
Under $10k	2.7%
$10k–$15k	1.0%
$15k–$25k	6.0%
$25k–$35k	7.4%
$35k–$50k	7.4%
$50k–$75k	15.3%
$75k–$100k	13.5%
$100k–$150k	24.6%
$150k–$200k	11.9%
$200k+	10.2%
Median income	$94,631

Housing

Home values

Under $50k 3.4%

$50k–$100k 2.0%

$100k–$150k 2.6%

$150k–$200k 13.2%

$200k–$300k 37.9%

$300k–$500k 33.1%

$500k–$1M 7.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$280,000
Median rent / month	$1,103
Owner occupied	86.6%
Renter occupied	13.4%
Vacant	3.4%
Single-family detached	84.5%
Large apartment buildings	5.6%
Mobile homes	1.6%
Median rooms	6.5
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.3%
2010–2019	7.2%
2000–2009	22.9%
1990–1999	29.5%
1980–1989	9.3%
1970–1979	14.8%
1960–1969	4.7%
1950–1959	2.1%
1940–1949	1.1%
1939 or earlier	8.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	4.8%
2 bedrooms	13.4%
3 bedrooms	49.1%
4 bedrooms	24.8%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	22.3%
2 vehicles	37.1%
3 or more	36.9%

Heating fuel

Fuel type	%
Utility gas	72.4%
Electricity	9.4%
Propane / LP gas	12.0%
Fuel oil	1.2%
Wood	3.1%
Solar	0.1%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	3,147	58.4%
Cohabiting couple	441	8.2%
Male householder, no spouse	919	17.1%
Female householder, no spouse	883	16.4%
Households with children under 18	1,623	30.1%
Households with seniors (65+)	1,538	28.5%
Average household size	2.59

Marital status

Status	Male	Female
Never married	31.4%	24.3%
Married	56.2%	57.9%
Separated	0.4%	0.5%
Widowed	3.7%	8.1%
Divorced	8.2%	9.3%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.2%

HS graduate 36.1%

Some college, no degree 23.8%

Associate's degree 14.1%

Bachelor's degree 14.9%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	94.2%
Bachelor's or higher	20.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	116	3.7%
Kindergarten	200	6.4%
Elementary school	1,573	50.2%
High school	801	25.6%
College / grad school	445	14.2%

Employment

Industry of employment

Education & healthcare 21.8%

Manufacturing 16.7%

Construction 11.8%

Professional & management 11.6%

Retail trade 11.1%

Arts, food & hospitality 5.4%

Transportation & utilities 5.1%

Other services 4.5%

Finance & real estate 3.8%

Wholesale trade 3.6%

Public administration 2.7%

Agriculture & mining 1.2%

Information 0.8%

Occupation

Category	%
Management, business & arts	36.4%
Service	14.5%
Sales & office	17.3%
Natural resources & construction	14.1%
Production & transportation	17.6%

Employment type

Type	%
Private sector	84.3%
Government	10.9%
Self-employed	4.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	78.3%
Carpool	10.3%
Public transit	0.2%
Walk	0.9%
Work from home	8.2%
Other means	2.0%
Avg commute (minutes)	31.1

Poverty

All people 6.1%

Under 18 years 7.9%

18 and over 5.6%

Married-couple families 0.4%

Female-led households 36.9%

Income support

Source	% of households
Social Security	30.3%
Retirement income	26.6%
Supplemental Security	4.9%
Cash public assistance	1.6%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	27.4%
High cholesterol	27.7%
Diabetes	7.7%
Heart disease	5.2%
Stroke	2.4%
Asthma	8.9%
Arthritis	21.1%
Kidney disease	2.3%
Pulmonary disease	5.0%
Cancer	6.0%

Behavior / access	%
Smoking	18.6%
Binge drinking	21.6%
No physical activity	19.8%
Less than 7 hrs sleep	27.8%
Depression	22.2%
Fair or poor health	10.8%
Poor mental health	14.0%
Poor physical health	8.7%
No health insurance	11.0%
Visited doctor (checkup)	67.2%
Visited dentist	66.2%
Cholesterol screening	88.0%
Teeth loss	10.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	797	7.1%

Disability	%
Any disability	11.2%
Under 18	4.3%
18–64 years	9.3%
65 and over	29.4%

Health insurance coverage

Type	%
Private insurance	80.0%
Public insurance	29.0%
No insurance	4.3%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,594	95.7%
Spanish	160	1.2%
Other Indo-European	72	0.5%
Asian & Pacific Islander	60	0.4%
Other languages	28	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,908	97.9%
Born in same state	13,820	97.3%
Born in different state	11,292	79.5%
Foreign born	88	0.6%
Naturalized citizen	298	2.1%
Not a US citizen	201	67.4%

Ancestry

Ancestry	Count	%
Polish	1,392	9.8%
Italian	1,201	8.5%
French	819	5.8%
Arab	317	2.2%
Dutch	227	1.6%

Ancestry	Count	%
German	184	1.3%
English	154	1.1%
Irish	69	0.5%
Norwegian	16	0.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	92.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55056

What city is ZIP code 55056 in?

ZIP code 55056 is primarily assigned to North Branch, Minnesota.

What county is ZIP code 55056 in?

ZIP code 55056 falls within Chisago County, Minnesota.

Is ZIP code 55056 mostly owner-occupied?

87% of occupied units in ZIP code 55056 are owner-occupied, well above the national average.

What is the population of ZIP code 55056?

ZIP code 55056 has an estimated population of 14,206 residents, with a density of 143 people per square mile.

What is the median household income in ZIP code 55056?

The median household income in ZIP code 55056 is $94,631, above the national median of ~$75,000.

What is the typical home value in ZIP code 55056?

The median home value in ZIP code 55056 is $280,000.

What timezone is ZIP code 55056 in?

ZIP code 55056 observes the CST timezone.